How Long Does It Take to Buy a Home in Louisiana?

If you’re thinking about buying a home in the Baton Rouge area, you might be wondering how long the process takes. While timelines can vary based on financing and market conditions, most Louisiana buyers can expect to close within 30 to 45 days—if they’re prepared. Here's what the timeline looks like step-by-step:

⏱️ Typical Home Buying Timeline:

1. ✅ Pre-Approval (1–3 Days)

Start by meeting with a mortgage lender who will review your income, credit score, and debts to determine how much you can borrow.
📎 Pro Tip: Get this done before touring homes—it makes your offer stronger and speeds up the process.

2. 🏡 House Hunting (1–3 Weeks)

Depending on your needs and the market, this could take a few days or several weeks. A great agent (like one from Southern Homes Team 😉) can help you refine your search and schedule showings efficiently.

3. ✍️ Making an Offer (1–2 Days)

Once you find the right home, we’ll help you submit a competitive offer. The seller usually responds within 24–48 hours.

4. 🔍 Inspections & Appraisal (7–14 Days)

After acceptance, you’ll schedule a home inspection to uncover any hidden issues. Your lender will also order an appraisal to confirm the home’s value supports your loan.

5. 📂 Underwriting & Title Work (2–3 Weeks)

The bank’s underwriting team will verify your income, job, credit, and documentation. Simultaneously, the title company checks for legal ownership, unpaid taxes, or liens.

6. 🗝️ Closing Day! (1 Day)

Once everything checks out, you’ll sign the final documents, get your keys, and celebrate your new home!

🚫 What Can Delay the Process?

• Missing or incorrect documents

• Appraisal comes in low

• Home inspection reveals major repairs

• Financing changes mid-transaction

We help you avoid these issues by preparing everything upfront and working with reliable local vendors who know how to get things done fast.

📌 Louisiana-Specific Notes:

• Louisiana is a title state, meaning attorneys or title companies conduct closings.

• You’ll often see “due diligence” periods used in contracts here, which gives buyers time to inspect before being fully committed.

• Flood zone research is a must—your lender may require flood insurance if the home is in a high-risk zone.